How Do I Dispute a Debt?

Under federal law, you can access one free credit report yearly, and sometimes, you may dispute a deb if you see inaccurate debt entries. You...

Your Right To Not Be Recorded: California’s Wiretapping Law

Understanding Your Privacy with California’s Wiretapping Law California has long stood at the forefront of safeguarding individual liberties, including the right to privacy. Wiretapping is...

How to Handle Abusive Debt Collectors

.Debt collectors have a large financial incentive to get you to pay your debts. The debt collector has likely purchased your debt for a steep...

What to Do if Debt Collectors Harass You

You never want to get a call from a debt collector. Regardless of why you still owe the debt, you might feel shame and discomfort...

Do Debt Collectors Lie?

The creditor to whom you owe money is rarely the one trying to collect the debt from you. The original creditor can hire a collector...

Illegal Debt Collection Practices

Debt collectors must comply with federal and state laws when they contact you. They simply cannot do and say anything that they want. When they...

Common Violations Of The FDCPA

The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the actions of debt collectors and protects consumers from abusive and deceptive...

Unraveling the California Invasion of Privacy Act: What Consumers Need to Know

Introduction In an age where privacy concerns are on the rise, it’s crucial to understand the legal protections in place. One such law in California...

Navigating the California Lemon Law: A Comprehensive Guide

Introduction As a vehicle owner in the Golden State, it’s essential to be familiar with the California Lemon Law. This consumer protection law can save...

Fair Credit Reporting Act Violations: What Consumers Need To Know

The Fair Credit Reporting Act (FCRA), enacted in 1970, is a federal law aimed at promoting the accuracy, fairness, and privacy of consumer information held...