Fair Credit Reporting Act
Protecting Your Credit Rights
When it comes to your credit, information is of the utmost importance. Inaccurate information about past and current debts, current credit and other important aspects of your credit can have disastrous consequences. You could see a lower credit score, along with the inability to obtain further credit and other financial issues.
At Kazerouni Law Group, APC, we fight for people just like you in Costa Mesa and throughout California. Our attorneys have a thorough understanding of the Fair Credit Reporting Act (FCRA) and other legislation enacted to protect debtors. We take a strategic, aggressive approach and our lawyers will fight to protect you against violations of the FCRA.
Common Violations Of The FCRA
The FCRA contains provisions enforcing accuracy in the reporting of financial information, limits on the use of information, regulations regarding background checks and other important aspects of debtors’ rights.
Most of the common violations of the FCRA involve inaccuracies in credit reporting.
If you have experienced a violation of your rights, talk with an attorney from our firm. Our lawyers are aggressive litigators who will fight for your rights. Many people with credit problems caused by inaccurate reporting feel like they don’t have rights or options. We have the experience and resources to help you.
Contact Kazerouni Law Group ∙ Free Case Evaluations
Even if you’re not sure whether there’s been a violation of the FCRA, talk with us. We offer free initial case evaluations. Our lawyers will examine your case to determine whether you could bring a claim. Call us at 800-778-2065 or contact us online to schedule your free case evaluation.
Contact Kazerouni Law Group
Violations Of The Fair Credit Reporting Act
- Have you seen inaccuracies in your credit report?
- Have collectors been calling you about debts you’ve already paid?
- Have you received collections calls on debts that were discharged in bankruptcy?
Violations Of The FCRAOur lawyers represent clients who have experienced FCRA violations involving:
- Credit report errors: Obviously, credit reports need to be accurate. Even simple errors are not acceptable under the law.
- Identity theft: There are significant limits on the reporting of information after identity theft has been reported.
- Post-bankruptcy collections: Reporting agencies are prohibited from reporting debts that have been previously discharged through bankruptcy.
- Privacy violations: There are limits as to which entities the reporting agencies are allowed to release your information.
These are just a few of the rules on credit reporting under the Fair Credit Reporting Act. Learn more about the FCRA and call a lawyer right away if you think your rights have been violated.