We Protect Debtors and Stop Debt Collection Harassment and AbuseAre you facing aggressive debt collectors, constant harassment, or unfair practices by collection agencies? When debt collection overwhelms you and violates your rights as a consumer, hire a dedicated debt defense attorney to protect you. At Kazerouni Law Group, we understand the challenges you face. Our experienced team of FDCPA debt collection defense attorneys is here to provide nationwide assistance, helping individuals like you stand up against unfair debt collection practices. Whether you’re dealing with threatening phone calls, misleading information, or even a debt collection lawsuit, we have the knowledge and resources to protect your rights and provide you with the effective legal representation you need. Reach out to a FDCPA lawyer today. Contact our law firm today and speak with a debt defense lawyer to find out how we can help you.
What Is the FDCPA and How Does It Protect You?
The Fair Debt Collection Practices Act (FDCPA) is a federal law that governs the actions of debt collectors and ensures fair treatment of consumers.
The FDCPA protects consumers from abusive, deceptive, and unfair practices by debt collectors. It sets guidelines and restrictions on how debt collectors can communicate with consumers, collect debts, and pursue legal action.
Understanding the requirements of the FDCPA is important in asserting your rights and holding debt collectors accountable for any violations.
Navigating debt collection can be overwhelming, and debt collectors may employ aggressive tactics to collect debts. However, as a consumer, you have rights that must be respected.
Our debt collection defense attorneys use their clear understanding of state and federal laws to protect you against unfair and abusive treatment from debt-related collections.
We Protect Consumers Nationwide Under the FDCPA
With our nationwide reach, we are ready to assist consumers facing unfair debt collection practices, regardless of their location.
Our law firm has successfully represented countless individuals and families in FDCPA cases, helping them assert their rights, challenge unlawful practices, and achieve favorable outcomes.
When it comes to protecting your consumer rights in debt collection, we provide the knowledge and dedicated advocacy you need.
If a creditor or debt collector contacts you, and you think they did not violate FDCPA, they may have violated your other rights. Contact a consumer debt protection attorney today at 800-400-6808 for your free case evaluation.
Why Choose Kazerouni Law Group?
As a firm, our foundation lies in fighting for the successful outcomes of our clients. We are passionate about helping our clients move forward with their lives.
What excites us is the opportunity to empower average Americans who have never been involved in creditor harassment or a debt collection lawsuit before. We believe in restoring power to their hands.
Consumer protection is our driving force. On a daily basis, we witness corporate America infringing on the rights of consumers, often with little consequence.
Many people feel powerless against collection agents or debt collection attorneys, but we want to debunk that belief.
We are the ones people turn to when they encounter difficult times. We never shy away from a fight, we remain strong in our commitment to our clients, and we never lose sight of the people we serve.
At Kazerouni Law Group, we are your trusted advocates in Fair Debt Collection Practices and debt defense cases on a national scale.
When you choose our law firm, you can expect:
- Experience in FDCPA cases nationwide. Our team of experienced attorneys focuses on handling violations of the Fair Debt Collection Practices Act (FDCPA) across the United States. We have an in-depth understanding of the state and federal laws governing debt collection practices, enabling us to provide effective legal representation.
- Results. At Kazerouni Law Group, we understand that our clients are more than just legal cases. We see ourselves through their eyes as individuals, families, communities, and consumers seeking justice. Promising results, not just empty words, is what sets us apart. Our record of results speaks for itself, as we have successfully obtained over $1 billion for consumers nationwide and continue to increase that number every day.
- Personalized representation. We prioritize our client’s needs and goals, offering personalized attention and tailored strategies for each case. Our debt collection defense attorneys take the time to listen, understand your unique circumstances, and craft a legal strategy that aligns with your best interests.
With a team of debt defense attorneys across the United States, we are dedicated to what we do. Whether assisting a family facing financial hardship or a college student who was deceived by false credit card advertising, we level the playing field.
We fight for justice and provide the results you deserve. Contact us today for a consultation and let us help you navigate the complexities of debt collection lawsuits and protect your rights as a consumer.
“Our goal is to transform the David versus Goliath dynamic into a fair fight. By empowering consumers, we fulfill our purpose at Kazerouni Law Group.” – Abbas Kazerounian, Esq.
What Are Common FDCPA Violations?
Understanding the common violations of the FDCPA can help you identify when your rights as a consumer are being violated.
Debt collectors must adhere to strict guidelines when attempting to collect a debt. However, some collectors engage in practices that violate state and federal debt collection laws.
The following are some examples of abusive debt collector violations:
- Harassment. Debt collectors may not use threats, profanity, or repeatedly contact you to annoy, abuse, or harass you. Debt collectors cannot contact you before 8 a.m. or after 9 p.m. They also cannot contact you if they know an attorney represents you.
- False or misleading representations. Debt collectors cannot deceive you about the debt or the consequences of non-payment. They also cannot lie about suing you, garnishing your wages, or seizing your property. A collector or a creditor cannot falsely represent themselves as attorneys or government officials.
- Unauthorized disclosures. Debt collectors must respect your privacy and are prohibited from discussing your debt with unauthorized third parties, such as your family, friends, or employer.
- Unfair collection tactics. Debt collectors should not engage in unfair practices, such as collecting more than what you owe or adding unauthorized fees or charges.
If you have experienced any of these scenarios or believe that a debt collector has violated your rights under the FDCPA, seek legal representation to protect your interests and get compensation for violations and harms against you.
Can You Sue a Debt Collector?
When debt collectors cross the line and violate your rights under the Fair Debt Collection Practices Act, you may take legal action against them.
With the help of a fair debt defense attorney, an FDCPA lawsuit can seek justice and hold debt collectors accountable for their unlawful actions.
The FDCPA regulates third-party debt collection companies, even when a debt buyer purchases the debt, federal collection laws still apply.
The FDCPA sets a time limit for filing lawsuits related to FDCPA violations. According to the FDCPA, you must file a lawsuit within one year of the violation.
Seek Legal Representation and Sue the Debt Collector in State Court
If you want to take legal action against a debt collector for violating the FDCPA, you need an experienced consumer debt defense attorney.
With the help of an attorney, you can file a lawsuit against the debt collector in state court, seeking to prove the FDCPA violations.
When we file lawsuits against abusive debt collection companies, we work to establish and prove that collection agency FDCPA.
If you prove the violations, you may receive statutory damages of $1,000. Furthermore, if you have suffered additional harm as a result of the violations, you could seek additional compensation.
When pursuing such lawsuits, you need legal representation.
Your attorney will not only build a strong case but will also include their fees and costs in the total amount sought in the lawsuit.
Suing in state court can be a lengthy and time-consuming process. However, it offers the potential for the highest monetary damages if the lawsuit is successful.
With the guidance and support of a debt defense attorney experienced in FDCPA laws, legal action in state court can seek compensation for FDCPA violations.
If you have been sued or would like to know if you can sue a debt collector, speak with a debt collection defense attorney who can help you today. Call 800-400-6808 for a free evaluation.
How Kazerouni Law Group Can Help You Recover Damages Under the FDCPA
Filing an FDCPA lawsuit involves several important steps, including:
Consultation and Case Evaluation
The first step is to consult a qualified FDCPA attorney at Kazerouni Law Group who can evaluate your case. During this initial consultation, we will gather information about the violations you experienced, review any relevant documentation, and assess the strength of your case.
Preparation and Documentation
Once we determine that you have a valid FDCPA claim, our legal team will organize necessary evidence, including copies of communications with the debt collector, account statements, and any other supporting documentation that can establish the violations.
Drafting the Complaint
A formal complaint will outline the details of the FDCPA violations, the harm caused, and the legal remedies sought. Our attorneys have extensive experience in drafting compelling and persuasive complaints tailored to your specific case.
If the debt collector does not offer a fair settlement, our skilled litigators will zealously file a lawsuit and represent you in court.
Filing the Lawsuit
When a complaint is filed in court, it initiates legal proceedings against the debt collector. Our team will handle all the necessary paperwork and file the lawsuit within the statute of limitations.
Discovery and Negotiations
After the lawsuit is filed, the discovery phase begins. This involves exchanging information, requesting documents, and taking depositions. We will use this information to build a strong case and explore opportunities for negotiation or settlement with the debt collector.
Trial and Litigation
We will present your case before a judge or jury. We will tell your story and how the debt collection violations under the FDCPA have affected your life. It is our duty and honor to advocate for your rights and seek the best possible outcome.
When we take a case and sue bad debt collectors on your behalf, you will not pay a penny out of pocket. Kazerouni Law Group will sue a debt collector at no cost to you.
What Types of Damages Can You Recover for FDCPA Violations?
The FDCPA provides a range of legal remedies to consumers who have been subjected to unlawful debt collection practices.
These remedies may include:
- Actual damages. You may be entitled to recover actual damages, such as the costs of emotional distress, physical distress, lost income, and medical expenses resulting from the collection violations. If your wages were garnished or assets in your bank account were seized by a debt collector that violated the FDCPA, you can recover your lost assets and money.
- Statutory damages. The FDCPA allows for and sets statutory damages. If you are part of a class action lawsuit, the court determines damages and awards it to all members of the class. The amount awarded cannot exceed $500,000 or 1 percent of the debt collection agency’s net worth.
- Attorney’s fees and costs. When you win your FDCPA lawsuit, the court may order the debt collector to pay your reasonable attorney’s fees and litigation costs.
- Injunctive relief. In certain cases, the court can issue an injunction to stop the debt collector from engaging in further unlawful practices.
We are committed to fighting for your rights and holding debt collectors accountable for any violations of the FDCPA. Contact us today to discuss your situation and take the necessary steps to protect yourself.
Contact Our FDCPA Debt Defense Lawyers at Kazerouni Law Group
When aggressive debt collectors and unfair practices by collection agencies prey on you, we are here to support you. The debt defense lawyers at Kazerouni Law Group can assist you nationwide.
Whether you’re dealing with harassment, deceptive collection tactics, or even a debt collection lawsuit, we have the knowledge and resources to protect your rights and provide effective legal representation. Reach out to a consumer protection lawyer.
What Our Clients Say
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