California Identity Theft Victim Lawyer

California Identity Theft Victim Compensation

The financial losses associated with identity theft can be staggering, leaving victims with drained bank accounts, fraudulent charges, and damaged credit.

At Kazerouni Law Group APC, we understand the importance of securing compensation for these losses and holding the perpetrators accountable. Our attorneys will work to recover damages for financial losses, legal fees, and the time and effort spent restoring your identity.

In addition to financial losses, identity theft can take a severe emotional toll on victims. The feeling of vulnerability and the loss of privacy can lead to anxiety ,depression, and even post-traumatic stress disorder (PTSD). Our firm recognizes the psychological impact of identity theft and will fight for compensation for the mental anguish and suffering endured by our clients.

Understanding Identity Theft in California

Identity theft occurs when someone uses your personal information, such as your Social Security number, credit card details, or bank account information, without your permission to commit fraud or other crimes.

In California, identity theft can take many forms, including:

Credit Card Fraud

Credit card fraud is one of the most common forms of identity theft in California. This type of fraud occurs when a perpetrator obtains your credit card information and uses it to make unauthorized purchases or cash advances.

Credit card fraud can happen through skimming devices, phishing scams, or data breaches. The consequences of credit card fraud can be severe, leading to significant financial losses and damage to your credit score. If you suspect that you have become a victim of credit card fraud, contact your credit card issuer immediately to report the fraudulent activity and request a new card.

Bank Account Fraud

Bank account fraud is another prevalent form of identity theft in California. This type of fraud occurs when a perpetrator gains access to your bank account information and uses it to make unauthorized transactions, such as withdrawals, transfers, or payments. Bank account fraud can happen through stolen checks, compromised online banking credentials, or social engineering scams.

The consequences of bank account fraud can be devastating, leading to emptied accounts and overdraft fees. If you suspect that you have become a victim of bank account fraud, contact your bank immediately to report the fraudulent activity and close the compromised account.

Employment Fraud

Employment fraud is a type of identity theft in which a perpetrator uses your personal information, such as your Social Security number, to obtain employment or earn wages under your name.

Fraud can result in tax liabilities, damaged credit, and even legal issues if the perpetrator engages in criminal activities while using your identity. You might not notice employment fraud until you receive unexpected tax notices or encounter problems with your credit report.

If you suspect that you have become a victim of employment fraud, contact the Social Security Administration and the Internal Revenue Service (IRS) to report the fraud and protect your identity.

Government Benefits Fraud

Government benefits fraud is a form of identity theft in which a perpetrator uses your personal information to apply for and receive government benefits, such as welfare, Social Security, or unemployment benefits, in your name.

This type of fraud can lead to significant financial losses for the government and can have severe consequences for the victim, including legal issues and difficulty obtaining legitimate benefits.

If you suspect that you have become a victim of government benefits fraud, contact the relevant government agencies immediately to report the fraudulent activity and protect your identity.

Medical Identity Theft

Medical identity theft is a particularly insidious form of identity theft in which a perpetrator uses your personal information, such as your health insurance details, to obtain medical services or prescription drugs in your name.

This type of fraud can result in incorrect medical records, exhausted insurance benefits, and even life-threatening situations if the perpetrator’s medical history blends with yours.

You might not notice medical identity theft until you receive unexpected medical bills or encounter problems with your insurance coverage.

If you suspect that you have become a victim of medical identity theft, contact your health insurance provider and medical care providers immediately to report the fraudulent activity and protect your health and privacy.

Criminal Identity Theft

Criminal identity theft is a severe form of identity theft in which a perpetrator uses your personal information to commit crimes or engage in illegal activities in your name. This type of fraud can result in wrongful arrests, criminal charges, and even convictions for crimes you did not commit. Criminal identity theft may require extensive legal proceedings to clear your name and remove fraudulent criminal records.

If you suspect that you have become a victim of criminal identity theft, contact law enforcement immediately to report the fraudulent activity and seek the assistance of an experienced identity theft victim lawyer to protect your rights and restore your reputation.

Signs You May Be a Victim of Identity Theft in California

Identity theft can happen to anyone, and it is important to be aware of the warning signs that may indicate your personal information has been compromised. By recognizing these red flags early, you can take swift action to minimize the damage and protect your finances, credit, and reputation.

If you suspect that you have become a victim of identity theft in California, look out for the following signs:

Unauthorized Transactions on Your Credit Card or Bank Statements

One of the most common signs of identity theft is the presence of unauthorized transactions on your credit card or bank statements. If you notice charges or withdrawals that you did not make, someone might have hacked your accounts. Review your statements regularly and report any suspicious activity to your financial institutions immediately.

Unexpected Bills or Collection Notices for Accounts You Did Not Open

Another alarming sign of identity theft is receiving bills or collection notices for accounts you did not open. If you start receiving statements or past-due notices for credit cards, loans, or services that you never applied for, someone might have your personal information to open these accounts fraudulently. Contact the creditors or collection agencies immediately to report the fraudulent activity and close the accounts.

Unfamiliar Accounts or Inquiries on Your Credit Report

Regularly reviewing your credit report can detect identity theft early. If you notice unfamiliar accounts or inquiries on your credit report, someone may have used your personal information to open new accounts or apply for credit in your name. These unauthorized accounts and inquiries can have a negative impact on your credit score and may make it difficult for you to obtain credit in the future.

If you find unfamiliar items on your credit report, contact the credit bureaus and the creditors involved to report the fraudulent activity and begin the process of removing the inaccurate information.

Denial of Credit for No Apparent Reason

If you have a good credit history and suddenly find yourself denied credit for no apparent reason, someone may have stolen your identity. Identity thieves may use your personal information to open new accounts or make large purchases, maxing out your credit limits and damaging your credit score in the process. If you are unexpectedly denied credit, review your credit report and contact the creditor to determine the reason for the denial.

Receiving Medical Bills for Services You Did Not Receive

Receiving medical bills for services you did not receive is a serious indication of medical identity theft. If you start receiving bills or explanation of benefits (EOB) statements for medical treatments, procedures, or prescriptions that you never sought, it is likely that someone has used your personal information to obtain healthcare services fraudulently.

Medical identity theft can have severe consequences, including incorrect medical records and exhausted insurance benefits. If you suspect that you have become a victim of medical identity theft, contact your health insurance provider and medical care providers immediately to report the fraudulent activity and protect your health and privacy.

IRS Notification That It Received More Than One Tax Return in Your Name

If you receive a notice that the IRS received more than one tax return in your name, it is a clear sign of tax-related identity theft. This type of fraud occurs when a perpetrator uses your personal information, such as your Social Security number, to file a fraudulent tax return and claim a refund in your name.

Tax-related identity theft can lead to significant delays in receiving your legitimate tax refund and may require extensive communication with the IRS to resolve the issue. If you suspect that you have become a victim of tax-related identity theft, contact the IRS immediately and follow their recommended steps to report the fraudulent activity and protect your tax account.

Steps to Take After Discovering Identity Theft in California

Discovering that you have become a victim of identity theft can be a frightening and overwhelming experience. Act quickly and decisively to minimize the damage and protect your personal information, finances, and reputation.

If you suspect that you fell victim to identity theft in California, to begin the process of restoring your identity and securing your future:

1. Place a fraud alert on your credit report with all three credit bureaus (Equifax, Experian, and TransUnion).
2. Request copies of your credit reports and review them carefully for unfamiliar accounts or transactions.
3. File a police report with your local law enforcement agency and obtain a copy for your records.
4. Notify your banks, credit card companies, and other financial institutions of the identity theft and close any compromised accounts.
5. File a complaint with the Federal Trade Commission (FTC) and obtain an Identity Theft Report.
6. Keep detailed records of all communication with creditors, law enforcement, and other relevant parties.
7. Contact an experienced California identity theft victim lawyer, like those at Kazerouni Law Group APC, to fight for your rights.

By following these steps and working with a skilled legal team, you can begin to regain control of your identity and financial well-being after falling victim to identity theft in California.

Remember, you are not alone in this fight. There are resources available to help you overcome this challenging situation.

Contact Kazerouni Law Group APC Today

If you have become a victim of identity theft in California, do not hesitate to contact Kazerouni Law Group APC for a free case evaluation. Our dedicated team of California consumer protection lawyers is ready to stand by your side, fight for your rights, and help you reclaim your identity.

With a proven track record of success and a commitment to client service, we have the skills and resources necessary to help you overcome this challenging time and secure a brighter financial future.

Contact us at (949) 612-9999.