Settling Debt with Midland Funding

You may think of a debt collector as a shady, small office with people operating lines of phones used to harass people like you. Increasingly,...

What Should You Do if Portfolio Recovery Associates Is Suing You?

What should you do if Portfolio Recovery Associates is suing you? Here’s what you need to know. Getting court papers informing you a debt collector...

What are the penalties for violating the TCPA?

Illegal telemarketer phone calls can be a frustrating and intrusive experience. Whether you are bombarded with unwanted sales pitches or harassed by aggressive telemarketers, these...

Does the TCPA Have Any Exceptions for Telemarketing Calls?

If you receive unwanted telemarketing calls that violate the Telephone Consumer Protection Act (TCPA), it is important to understand your rights and take action. While...

How do Consumer Debt Protection Lawyers Get Paid?

Federal and state law gives you several protections against illegal conduct on the part of debt collectors or anyone else who is part of the...

How to Sue Debt Collectors for FDCPA Violations

The FDCPA was passed by Congress and signed into law by President Carter to prohibit abusive and harassing debt collection practices. Congress wanted to protect...

Can a Debt Collector Call My Boss or Family?

When you have past-due  debts, one of your biggest fears might be that your boss or  family might learn about it. While many people fall...

What Can You Do if a Debt Collector Calls You Over and Over?

Dealing with debt collectors can be a stressful experience. The constant calls and letters and the mounting pressure to repay your debts can feel overwhelming....

The Role of Credit Counselors in Providing Financial Advice

The complex world of personal finance can be daunting for many individuals. However, credit counselors can play a unique role in providing valuable financial advice....

The Difference Between Hard and Soft Credit Inquiries

Credit reports and scores are perplexing to many Americans, and rightfully so. Often, one of the most common confusing topics is the different types of...