Basics: All About The Telephone Consumer Protection Act

In the past, telemarketers disturbed billions of family dinners with calls at inopportune times. Once they got a phone number, they repeatedly called individuals. Sometimes,...

How to Answer a Summons for Debt Collection

Being served with a summons for debt collection is one way to have your day ruined. A summons to appear in court is a legal...

How Long Before a Debt Becomes Uncollectible in California?

There’s a common misconception, often perpetuated by some businesses and debt collectors, that financial obligations are an endless burden, one that can only be resolved...

How to Get a Debt Lawsuit Dismissed

Countless Americans face the constant risk that their wages or bank account funds could be garnished due to outstanding debts.  Debt lawsuits in the U.S....

7 Steps to Take After Being Sued by a Debt Collector

Facing a lawsuit from a debt collector is a daunting and stressful experience. It’s a situation more and more individuals find themselves in, and it...

What Is a Default Judgment?

In the complex world of legal proceedings, certain terms often spark concern and confusion. One such term is “default judgment,” which is often seen in...

Does the DFPI Protect Californians From Debt Collectors?

Among the many financial concerns for Californians who fall behind on their bills are the practices of debt collectors.  Some debt collectors are too overbearing,...

What Are the 5 Major Types of Violations of the TCPA?

In today’s digital age, where communication technology is ever-evolving, the protection of consumer privacy and freedom from unsolicited communications have never been more important.  The...

Toyota Motor Credit Corporation’s $60 Million Settlement

A Deep Dive into Auto Financing and Consumer Protection The auto financing landscape is often a dreadful and complex part of buying an automobile. A...

5 Things You Need to Know About FCRA Compliance

The Fair Credit Reporting Act (FCRA), established in 1970, is a cornerstone of consumer credit rights in the United States.  It governs the collection, sharing,...