How to Negotiate with Debt Collectors

When dealing with debt collectors, negotiating can be a powerful tool to find a solution that works for both parties. It is important to approach...

The Importance of Keeping Accurate Records in Debt Defense Cases

When it comes to debt defense cases, accurate record-keeping is crucial. Keeping detailed and organized records can significantly benefit your case and help you deal...

The Importance of Understanding Your Rights Under the FCRA

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, accuracy, and use of consumer information by credit reporting agencies. Understanding...

How to Handle Debt Collectors Who Use Unfair Practices

Dealing with debt collectors can be challenging and frustrating, especially when they engage in unfair practices. Unfair debt collection practices can range from harassment and...

The Impact of Medical Debt on Credit Scores

The impact of medical debt on credit scores affects many individuals and families throughout America from all walks of life. Unfortunately, with healthcare costs skyrocketing,...

How to Protect Your Business from Robocall Scams

Protecting your business from robocall scams can be a time-consuming and complex yet extremely necessary task. Unfortunately, with the rise of technology, scammers have become...

The Pros and Cons of Debt Consolidation

When some people have overwhelming debt, they might immediately consider filing for bankruptcy. While bankruptcy can address debt, it is also a fairly drastic step...

Understanding the Statutes of Limitations on Debt Collection

If you owe a past-due debt, you do not want to spend the rest of your life worrying about collectors and possible lawsuits against you....

How to Spot and Avoid Debt Collection Scams

Spotting and avoiding debt collection scams can be challenging, as scammers are becoming increasingly sophisticated in their tactics. These scams often target individuals already in...

How Can I Fight Identity Theft?

Identity theft is one of the fastest-growing areas of criminal activity in the United States. According to government statistics, more than one in every five...