Being Harassed By Aggressive Debt Collectors Like Midland Funding Or Portfolio Recovery Associates?
Consumers around the country have alleged aggressive and possibly illegal collection practices by Midland Funding and Portfolio Recovery Associates
Just because you’re behind in paying your bills, it doesn’t mean that you don’t have rights.
If you’re being harassed or receiving unwanted calls and texts from a debt collector, we can help. Owing money does not mean collectors like Midland Funding and Portfolio Recovery Associates can treat you like a criminal.
1 in 3 adults in America have debt in collections, and the federal government has passed laws creating rights for people who owe money and governing how debt collectors must act. If a debt collector or creditor is found to have violated your rights, you could be eligible for a cash settlement.
Many of these rights are incorporated in something called the FDCPA, or the Fair Debt Collection Practices Act. If you have experienced one of the following common FDCPA violations, then you may be able to sue a debt collector- and make them pay you!
Kazerouni Law Group has helped thousands of Californians who feel trapped by their debt. By advocating for consumers like you on a wide range of issues, we’ve recovered over $750 million for our clients nationwide.
The best part is that Kazerouni Law Group, APC will sue aggressive debt collectors like Midland Funding and Portfolio Recovery Associates at no cost to you – you will not pay a penny out of pocket! Contact us today for a FREE CONSULTATION.
A debt collector or creditor may not:
Contact you before 8:00 a.m. or after 9:00 p.m.
Contact you at work after you’ve told them you cannot take calls there
Contact you after you’ve asked them to stop (call us for more details)
Contact or speak to others about your debt (except your spouse)
Contact you or leave a message without identifying themselves or why they’re calling
Contact you to collect an invalid debt
Threaten you with violence or harm
Use obscenities, profane or abusive language, or shout or scream at you
Call repeatedly to annoy or harass
Misrepresent themselves as attorneys or government representatives
Make any false statements about your debt, including the amount owed or who it is owed to
Tell you that you will be arrested or go to jail if you don’t pay your debt
Threaten to take any legal action against you that they cannot legally take or intend to do – including filing a lawsuit, seizing or putting liens against your property, or garnishing your wages (a debt collector must first sue you and obtain a judgment from the court before they can do these things)
Report or give false credit information about you
Ask you to pay more than you owe or the wrong amount
Under the FDCPA, you could be eligible for up to $1,000 in statutory damages, any actual damages you suffered, and your attorneys’ fees.
Additionally, aggressive debt collectors may be violating your rights under the Telephone Consumer Privacy Act, which regulates how companies may call or text you. Under the TCPA, you could be eligible to receive between $500 to $1500 per unwanted call or text.
If you’re being harassed by aggressive debt collectors such as Midland Funding or Portfolio Recovery Associates, let us help. We will evaluate your case at no charge, and you won’t have to pay anything until we win or settle your case.