Have you fallen behind in paying your bills and feel that you are being subjected to abusive conduct by collection agencies? California and Federal law protect you against many unfair, deceptive and abusive debt collection practices. Creditors, professional debt collectors, and attorneys who violate the law are subject to paying actual damages, statutory penalties of up to $1000.00, and the consumer's attorney’s fees and costs. The following is a list of common violations under the law applicable to California:

Abuse and harassment
Contacting third parties who do not owe the debt such as the debtor’s family, friends or employer
Using false claims to collect information about the debtor
Bad check collections
Credit reporting
Bankruptcy discharge violations
Suing in distant locations
Threatening to refer your account to an attorney, harm your credit rating, or repossession without actual intent to act on the threat
Calling you before 8:00AM and after 9:00PM
Telling you or threatening you with criminal proceedings
Using profanity
Calling you numerous times in a short space of time
Leaving unsavory messages on your voice mail
Calling your work or your family in an attempt to embarrass you
Calling third parties about your debt

If you feel that your consumer rights have been violated by a debt collector, please feel free to contact us for a free consultation.

We have been very successful in eliminating the debt for such violations in many of our cases (though this is NOT a guarantee). We always try our best to eliminate your debt, remove the debt from your credit history and may be even obtain some compensation on top!

YOU HAVE NOTHING TO LOSE, CALL US TO SEE IF YOU HAVE A CLAIM. FURTHERMORE, ALL SUCH CASES ARE ON A CONTINGENCY BASIS, MEANING THAT YOU DO NOT PAY A PENNY UNLESS WE PREVAIL.