FDCPA: Fair Debt Collection Practices Act & RFDCPA: Rosenthal Fair Debt Collection Practices Act

Is a debt collector or debt collectors making your life a misery? YOU ARE NOT ALONE.

If you have answered YES, then Kazerouni Law Group, APC may be able to assist you. We specialize in consumer rights and helping debtors and alleged debtors fight debt collectors. We sue debt collectors. We like to stand up for the underdog and stick it to the debt collectors, the banks and the credit card companies. Know that you are not alone. Call us toll free for a free consultation at 800-400-6808. Even if you retain us, you do not have to pay a penny. We will front all the costs for your case. We take all the risk. Just know that you have a lot of rights and you are not alone. We are here for you. All you have to do is call us.

You are protected by the FDCPA against third party debt collectors and by the RFDCPA against both 3rd party debt collectors and original creditors. So long as your debt is a personal debt, we can help you. These debts can include:

  • Credit Card debt
  • Medical Bills
  • Vehicle financing
  • And so much more

If you know your rights against creditors, it would help you get over the angst you do not deserve to undergo. The Fair Debt Collection Practices Act or the FDCPA and the Rosenthal Fair Debt Collection Practices Act or the RFDCPA were created to help you against the illegal tactics and abusive collection practices of the creditors and debt collectors.

The FDCPA and the RFDCPA offer protection from illegal and unethical tactics of the debt collectors. At Kazerouni Law Group, APC we can help you learn your rights and stop the angst and the stress and the anxiety. Stopping the debt collector harassment starts with your knowing your rights as ordained by the FDCPA and the RFDCPA.

Are you being harassed by debt collectors?

California and federal law protect you against many unfair, deceptive and abusive debt collection practices. Creditors, professional debt collectors, and attorneys who violate the law are subject to paying actual damages, statutory penalties of up to $1000, and the consumer’s attorneys’ fees and costs.

If you are being contacted by creditors, the chances are that your rights are being violated and you do not even know it. If you are receiving calls and/or receiving written communication/s and/or 3rd parties are being contacted about your debt, it is highly likely that your rights are being violated. Even if we cannot find a violation, we can assist you in sheltering yourself from further abuse and deception collection practices by educating you about the FDCPA and the RFDCPA. You may be able to take steps in order to stop the calls and the letters.

You can avoid the harassment by following these simple rules:

  • Stay calm during the call
  • Do not enter into argument
  • Do not use foul language
  • Do not give away your bank details
  • Ask for debt validation
  • Send a cease and desist letter
  • Dispute the debt